NALISIS PEMBIAYAAN KREDIT PEMILIKAN RUMAH SYARIAH BAGI NASABAH BERPENGHASILAN RENDAH (STUDI KASUS DI BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU BOGOR POMAD)

Abstract

This research is motivated by the primary need in the form of a house, but until now the fulfillment of the house is very difficult to obtain for low-income people, even though there have been many financial institutions that can realize it in fulfilling housing needs for low-income people. There are limitations set by financial institutions, one of which is the applicant's income limit, which adds to the difficulties mentioned above. Therefore, this problem is interesting to study, with the formulation of the research problem, namely how to analyze the financing of Sharia Home Ownership Credit (KPR Syariah) for low-income customers (with a case study at Bank Syariah Mandiri Bogor Pomad Sub-Branch Office or BSM KCP Bogor Pomad). This research is a field research with qualitative methods of primary data, secondary data and interviews. The process of data analysis in this study used descriptive analysis