ANALISIS EFEKTIVITAS PEMBIAYAAN LEMBAGA KEUANGAN MIKRO SYARIAH TERHADAP PERKEMBANGAN USAHA NASABAH DI SEKTOR RIIL (USAHA MIKRO, KECIL DAN MENENGAH)

Abstract

Microfinance institution provids that financing to small businesses is expected to assist in the alleviation of poverty in Indonesia. One is the Koperasi Jasa Keuangan Syariah (KJKS) which has a sharia-based operating standards. Islamic Microfinance Institutions (LKMS) required to meet the capital requirements needed by small businesses which are mostly low-income people. In this research, KJKS Berkah Madani Cimanggis dealing with the financial services in micro, small and medium-sized and has a social mission and business. The purpose of this study is to determine the level of performance effectiveness of Islamic financial institution that has been done by KJKS Berkah Madani Cimanggis in improving business members and determine the impact of such financing to improving the welfare of its members. Concluded that the the performance can be considered effective.