The Impact Of Credit Risk, Distribution of Interest Rate And Liquidity on Bank Profitability
Abstract
The development of Islamic finance in Indonesia is needed to strengthen a sustainable economic structure. This data was based on the promising potential of Islamic economic and financial growth. This study examines the impact of credit risk, the spread of interest rates, and bank profitability liquidity. The population in this study is Islamic banking companies in Indonesia during the 2014-2018 period. The sample was chosen from the purposive sampling method and obtained a selection of 50 companies from several criteria. The data source is secondary data. This research uses multiple linear regression analysis with the help of SPSS version 21. The results of this research show that credit risk and liquidity affect bank profitability. At the same time, the spread of interest rates does not affect the profitability of banks.
Moraref