PERBANDINGAN HUKUM PENETAPAN UJRAH GADAI EMAS DI PEGADAIAN SYARI’AH DAN PERBANKAN SYARI’A

Abstract

Sharia gold Pawn is a form of financing on the basis of Sharia Sharia law without any element of RIBA. In Sharia gold pawnshop, the object is gold that has an exchange rate against a currency that tends to rise, which is very different from other pawn objects that tend to decline. A number of sharia financial institutions, including Bank Jabar Banten and Perum Pegadaian opened gold Pawn products in business transactions because in addition to the benefit is also relatively small risk. In fact, there are still few people who understand about the sharia gold pawn product. This research uses a method of empirical approach that is problem solving procedure by first researching existing secondary data then continued with research on primary data in the field. Data that is used is primary data that is obtained directly from the field by using interviews, as well as secondary data obtained by the Library study method. The analysis of the data used is a qualitative analysis of which the conclusion is deductive. Based on the results of the research, it can be known comparison of systematics determination in the product of Rahn Gold Mortgage applied by Bank Jabar Banten Sharia and Perum Pegadaian Sharia Ciawi is on business development strategy and why the product output is pawn.