PERAN PEMBIAYAAN PRODUK AR‐RUM BAGI UMKM PADA PT. PEGADAIAN (Persero) CABANG SYARIAH SIMPANG PATAL PALEMBANG

Abstract

The aim of this research is to elaborate the role of ar‐rum product financing on small and mideum‐sized enterprises at PT. Pegadaian (Persero) of Syariah branch Simpang Patal Palembang. Using qualitative approach with open‐ended interviews, this research finds out that the ar‐rum product financing has a distinctive role on small and medium business‐sized enterprises. After using this kind of financing most of the small and mediumsized enterprises could increased their capital in order to ensure the sustainability of day to day their business activities Key Words: Ar‐Rum Product Financing, Small and Mideum‐Sized Enterprise