TINJAUAN SYARIAH TENTANG PEMBIAYAAN BERMASALAH DI PERBANKAN SYARIAH

Abstract

<p>In Islamic banking fnancial institutions, fnancing is a very big asset that <br />the funding should be maintained based on the quality of the precautionary principle. The precautionary principle is Bank management guideliness that must be adhered,  in order to create a sound, robust and effcient in accordance with the provisions of the legislation. Application of the precautionary principle by Islamic banks one of which is manifested in <br />the analysis is to analyze the fnancing of confdence in the willingness <br />and ability of prospective clients to settle all its obligations in time, before <br />the Islamic Bank disburses funds to customers Recipient Facility“. The <br />confdence gained from assessment against characteristic carefully, <br />capability, capital, collatera, and business prospects of the receiving facility <br />prospective customers (character, capacity, capital , collateral, condition).  <br />Islamic banks  provide fnancing hope that funding is running smoothly, <br />customers comply with what was agreed in the agreement and paid when <br />due. But it can happen in the fnancing period fnancing problems arise. <br />The efforts made by the Islamic Bank to deal with the problem of fnancing <br />the rescue fnancing problems with restructuring efforts if the customer still <br />has a good faith within the meaning still want to be invited to cooperate in <br />the effort to rescue fnancing problems , but if the customer has not acting <br />in good faith in the sense of cooperative in an effort to rescue the troubled <br />fnancing Islamic bank will make solving the fnancing problems.</p><p><br />Keywords : Financing, Islamic Banking, 5C</p>