OPTIMALISASI PENGELOLAAN KEUANGAN SYARIAH MELALUI INSTRUMEN ZAKAT DI KALIMANTAN SELATAN

Abstract

Poverty is a multi-dimensional problem that cannot be easily resolved. Based on data of South Kalimantan Provincial BPS (2017, September) the poor population in South Kalimantan has reached 194,560 people. This research is a library research of previous studies on productive zakat, benefit of productive zakat in channeling zakat funds to people in need and the management of zakat funds for the productive sector. Such productive zakat has been carried out in 2015 in the city of Serang, Banten by measuring welfare indicators (0.64), material poverty (0.36), spiritual poverty (0.00), and absolute poverty (0,00). The results of the regression analysis show the value of Y = 4,516. This means that the success rate (performance) in 1 year increased to 45,16%. The result indicates that productive zakat could help in solving poverty problems and revive micro-enterprises in the community. South Kalimantan itself has not optimized the function of productive zakat based on the research at BAZNAS Kota Banjarmasin.