ANALISIS PENGARUH PERSEPSI KEMANFAATAN, PERSEPSI KEMUDAHAN PENGGUNAAN, DAN KEPERCAYAAN TERHADAP MINAT MENGGUNAKAN ALAT PEMBAYARAN NON TUNAI DENGAN JAKONE MOBILE

Abstract

This study aims to analyze how the effect of perceived usefulness, perceived ease of use and trust on interest in using non-cash payment instruments with jakone mobile on Bank DKI Syariah customers. The data used in this study is primary data and data collection using direct questionnaires with a sample of 100 people as respondents, this study uses probability sampling with simple random sampling method. The results of this study, in the t-test indicate that the perceived usefulness variable t-count value of 3.067 is greater than 1.98498, with a significant level value of t of 0.003 less than 0.05 which means that perceived usefulness has a positive effect on interest in using non-payment instruments. cash with jakone mobile. The ease of use variable t-count value of 7.498 is greater than 1.98498, with a significant level of t value of 0.000 less than 0.05 which means that the perception of ease of use has a positive effect on interest in using non-cash payment instruments with jakone mobile. The confidence variable t-count value is 2.679 which is greater than 1.98498, with a significant level of t value of 0.009 which is smaller than 0.05, which means that trust has a positive effect on interest in using non-cash payment instruments with jakone mobile. The results of the f test show that all independent variables consisting of perceived usefulness, perceived ease of use and trust simultaneously have a positive and significant effect on the dependent variable, namely interest in using non-cash payment instruments with jakone mobile, with an F count of 46.507 greater than 2.70 with significance level value of 0.000 is less than 0.05 Keywords: Perceived Usefulness, Perceived Ease of Use, Trust, Interest, JakOne Mobile