Perlindungan Hukum bagi Bank (Kreditur) bila Debitur Kredit Macet dengan Jaminan Hak Cipta
Abstract
One of the economic development forms is the existence of the developed companies in all fields, both services and goods. In order to be able to develop a company in line with the plan and to be successful, it certainly needs capital support (fund) which can be obtained from Banking Institution with a collateral form called Patent Right. This research is juridical-normative (legal research), that is the research focused on analysing rules or norms in positive law. The research concludes that Patent Right can be made as the main collateral of credit agreement because it can be categorized as intangible moving object which has economic value. However, because Patent Right is a new collateral form, it is difficult to assess its economic value and there is no regulation of it. In practice the Banking Institution has not been able to accept Patent Right as the main collateral, but only as additional collateral. Key Words : Bank, Collateral, Patent Right
Moraref