Islamic and Conventional Banking: A Comparison of Financial Performance During the Covid-19 Pandemic
DOI:
https://doi.org/10.18196/jiebr.v3i1.113Keywords:
Covid-19, Financial Performances, Financial Ratios, Islamic Bank, Conventional BankAbstract
The research aims to compare the financial performance of Islamic banks with conventional banks during the covid-19 pandemic. The sampling method was a purposive sampling technique and obtained 3 Islamic banks and 3 conventional banks. The data analysis technique is descriptive statistical analysis and to answer the proposed hypothesis using the technique of independent sample t-test and Mann Whitney. Meanwhile, the CAR, NPF/NPL, and FDR/LDR ratios have no difference. Analysis showed that Islamic banks performed better in Capital Adequacy Ratio and Financing to Deposit Ratio. Conventional banks had a better performance from Return on Asset, Return on Equity, Non-Performing Loan, Operating Costs, and Operating Income.
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