Kunuz: Journal of Islamic banking and finance, with registered number ISSN 2807-680X (Print), ISSN 2807-615X (Online) is a peer-reviewed journal published twice a year in June and December by the Islamic banking study program of the Faculty of Islamic Economic and Business, State Islamic Institute of Manado (IAIN Manado). Kunuz: Journal of Islamic Banking and Finance invites enthusiasts and experts in economics and Islamic finance to write or disseminate research results relating to Banking and Islamic Finance issues. Please read and understand the author guidelines thoroughly. The author who submits a manuscript to the editors of Kunuz: Journal of Islamic Banking and Finance must follow the author's guidelines. If the submitted manuscript does not follow the guidelines or using a different format, it will be rejected by the editorial team before it is reviewed. The editorial Team will only accept a manuscript that meets the specified format requirements. The articles published in Kunuz: Journal of Islamic Banking and Finance have been double blind-reviewed by peer reviewers. The decision on whether the scientific article is accepted or not in this journal will be the Editorial Board’s right based on the peer reviewer's recommendation.

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